What is a VA loan

A VA loan is a mortgage loan which is guaranteed by the U.S. Department of Veterans Affairs (VA). Because a down payment is not required, it often makes VA loans more appealing. The purpose of the loan is to offer long-term financing to veterans or their surviving spouses. As a veteran, VA loans can be…

How to Buy a Home With Bad Credit

Buying a home is a huge step forward for many consumers. The only problem is that if you have bad credit, getting a mortgage can seem like a distant fantasy instead of a realistic goal. Is it impossible to find a good mortgage offer with poor credit? We don’t think so, and we’ve gathered a…

Why Every Homeowner Needs a Credit Card

One very important part of owning a home is budgeting your home expenses. Planning for everything from home improvement projects to everyday household purchases can be a lot of work, but it’s necessary to make sure you remain in your budget. Credit cards and budgeting go hand in hand. Used properly, credit cards can increase…

4 Ways to Stay Safe in Your Neighborhood

Neighborhood safety is often a main concern of homeowners and, unfortunately, even the safest community is susceptible to crime. With crime rates on the rise, it’s important to take action and work together with your community to preserve the safety of both. Here are a few tips that can help you keep your home safe…

Home Improvement Projects for New Home Owners

New homeowners can be overwhelmed trying to figure out where to start with home improvement projects. Want to transform your house into your dream home and get the most bang for your buck? Here’s a list of the best home improvement projects for new home owners: Updating the Bathroom What people don’t realize is that…